Think You Need Hard Money?

We Have Soft Terms.

As a private asset-based private lending partner, we provide creative financing solutions

 for real estate investors, operators and developers across the country.

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Fast Funding, Flexible Terms and Exceptional Service

A Business Growth Strategy

Expand Your Existing Business


If you already are in need of  investment and small commercial property loans. SellYouMoney provides an alternative, non-bank contingency plan for borrowers who don’t qualify for traditional bank financing. Indeed, having a secondary source of funding in your arsenal for the estimated 35-percent of investment and commercial property loans that don’t qualify for traditional bank financing is a good business strategy for investors, particularly if that lender can provide the flexibility to meet the unique needs of your projects. SellYouMoney will find the “right loan” for each borrower. Doing so earns them the reputation as a trusted lender who helps clients overcome their business challenges through the creative use of multiple real estate financing solutions.

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  • Commercial Real Estate Financing

    We Fund both Investment or Owner-Occupied Commercial Properties!


    We can help you secure long term financing better than most banks.  SellYouMoney can customize loans to meet the individual needs of each investor.


    Designed for real estate investors seeking lower payments on a long-term, fixed-rate loan with no balloon payment.


    SellYouMoney Offers Financing For:


    • MultiFamily - Purchase-Refi and Rehab Loans
      to 90% LTC
    • Mixed-Use - Purchase, Refi and Rehab Loans to
      90% LTC
    • Industrial
    • Office
    • Medical
    • Retail
    • Hotels
    • Automotive 
    • Mobile Home Parks

    Cannabis Related Properties (Retail, Industrial, Office)                   

    • 25-year amortization                                          

    • 5/7/10 year term options with PPP                

    • 1.40x DSCR                                                       

    • Typically, max loan amount is $8,000,000 

    • Owner user or investor                                           

    • Full recourse 


  • Rental Loans

    We allow FICO scores as low as 600 and LTVs to 90% for purchase and refi's.


    We customize loans to meet the individual needs of each investor designed for real estate investors seeking lower payments on a long-term, fixed-rate loan with no balloon payment.


    Rental Loans is our basic Non-QM loan solution. This program provides Low Doc loans to borrowers who may be facing additional challenges in securing a home loan. 


    With only a minimum FICO credit score of 600 that is required. We offer more flexible forbearance guidelines. Borrowers may qualify for this program with full or alternative or low doc documentation.


  • Rehab / Fix & Flip

    Our fix & flip program is the most unique & flexible on the market. 


    Renovations are hard work and finding the right financing solution should be simple and quick.


    Our ARV Pro loan is designed for independent real estate investors who are often tough to qualify. 


    Based on the property’s “as repaired value” (ARV), it’s the best short-term, interest only solution for financing and improving property value for fix-and-flip investors.


    KEY FEATURES

    • Allows borrowers to finance improvements.

    • Great for borrowers who need a quick close.

    • An interest only 1 year term provides lower
           monthly payments.

    • Higher LTV than Most Lenders

    • Available for Investor 1-4 properties (SFR,
            Condo and 2-4 Units)


    We Fund 

    • 85% of acquisition. (100% available Full Doc)

    • 100% of the rehab budget.

    • We will allow up to 80% of the ARV

    • Rates as low as 9.99%

    • 12 Month I/O

    • No PPP (Pre-Pay Penalty)


  • Portfolio Loans & Portfolio Rehab to 25 Million

    A blanket mortgage is a single mortgage that covers multiple properties, with the group of real estate assets serving as collateral for the loan. 

    Real estate developers and larger investors often purchase more than one property at a time, so a blanket mortgage allows them to simplify those transactions with one loan.


    Portfolio Rehab Loans are especially usefull to those investors who want to not only purchase multiple proeprties but they want to improeve  or rehab each home all at the same time. 


    The blanket mortgage also allows the borrower to sell one property from the group and retain the loan for the others without needing to pay them off.

  • Bridge Loans

    Our bridge loans close within 10-30 days with rates starting at  9.99%!  We look at all property types ranging from SFR, 1-4 units, Mutli-family, Mixed Use, Automotive, Retail, Industrial and most other commercial properties up to $10 Million. 

  • Ground Up Construction

    We offer ground up construction across the country up to 100% LTV for both residential and commercial asset classes. We will fund up to 70% LTV of the land purchase. *


    Up-To *70% Credit at closing if property was purchased within the past 6 months/

    70% LTV of the purchase price for land with construction loan.


    This is a Private Lending solution for non-conforming borrowers and experienced investors who need money fast! 


    This loan is based on ground up experience. 

    First Timers OK. 620 start mid-score is allowed.


  • Foreign National Loans

    Are you a real estate investor residing inside or outside the U.S. looking for a financial solution for your U.S. asset?


    If you’re a real estate investor — or interested in becoming one — and you live outside of the U.S., there’s a good chance that you would be a perfect fit for our Foreign Investor Mortgage Program.


    KEY FEATURES


    • LTVs up to 70%

    • No U.S. credit required

    • No seasoning of funds required

    • No other U.S. investment experience required

    • Need a U.S. based entity and a Domestic Bank Account That’s it!


    PROPERTY TYPES


    • Investor 1-4 [SFR, Condo and 2-4 Units}

    • Multifamily [5-Units+}

    • Mixed-Use Commercial, Office, Retail, Warehouse, Self-Storage, Industrial, and Automotive


Services

OUR PROMISE

Best Rates & Fees
We offer the most competitive & confirming pricing guaranteed! Many businesses and investors think they need hard money. The answer is NO!
FLEXIBLE LOAN PROGRAMS
We have a diverse set of in house loan programs. SellYouMoney is a are a true Hard money alternative to fund most of your loan scenarios.
ROBUST TECHNOLOGY
Our web based technology streamlines loan intake, doc upload, & loan processing.
ON-TIME, FAST CLOSINGS
We close loans faster than banks & our competition. Usually within 10 to 30 days
EASY APPLICATION
Our Quick & Full App intake process is fast, easy & smart. It knows what info to ask & required docs for you to upload.
DEDICATED ACCOUNT REP
Every borrower is VIP, that's why you get a dedicated account rep that always knows your loan status. 

Testimonials

M. Yehia

I would like to to thank you so much for helping me refinance my NJ property.
You guys were professional, fast and reliable. Your staff was on point with all the promises, timelines and you delivered them all. 
I will be sure to work with you again soon and will be sure to recommend you to my network.

Barbara D.

We were supposed to close in June with a broker and the deal never funded. My property was listed for auction and I was sure I was going to lose my property. SellYouMoney came in and took over my situation. Recommended the auction to be delayed via legal means and closed the loan a month later even with this horrible situation! I was really impressed with their industry experience and ability to dive deep into my deal. After my first conversation, I ended up learning more about the deal than I ever knew. You saved my commercial property and gave us a great 30 year mortgage and we never have to worry about this again.


Thank you SellMouMoney!