🏦 Investor Knowledge Base
💼 Loan Programs
We offer multiple financing solutions, including:
- Rental Loans: For long-term investment properties.
- Fix & Flip Loans: Short-term loans for property renovations.
- Portfolio Loans: Loans covering multiple investment properties.
- Bridge Loans: Short-term financing for transitional periods.
- Ground-Up Construction Loans: For new residential and commercial developments.
- Commercial Real Estate Loans: Loans tailored for office, retail, industrial, mixed-use, hospitality, and more.
- Specialized Loans: Including USDA, SBA, CMBS, Fannie/Freddie loans, and Cannabis-related property financing.
📝 Application Process
The process is straightforward:
- Complete the online loan application form on SellYouMoney.com.
- Submit property details and required documentation.
- Receive a pre-approval typically within 24-48 hours.
- Close and fund your loan within 5-14 days, depending on loan specifics.
Typically, you need:
- Property details (address, valuation information).
- Purchase agreement (if applicable).
- Valid identification documents.
Additional financial or property-related documents may be requested depending on the loan type.
💳 Loan Qualifications
Do you require personal credit checks?
For most loans, we prioritize the property’s value and potential. Personal credit may occasionally be reviewed, especially for long-term financing, but asset strength is the primary focus.
Can I get a loan if I’m self-employed or lack traditional income documentation?
Yes. We specialize in asset-based loans, meaning traditional income documentation is not strictly required for most of our loan programs.
Do you lend to first-time real estate investors?
Absolutely. We offer flexible financing solutions tailored to both new and seasoned investors to help meet their specific investment goals.
💰 Loan Terms & Fees
What are your typical loan terms?
- Rental Loans: Up to 30 years
- Fix & Flip Loans: 6-12 months
- Bridge Loans: 6-24 months
- Construction Loans: Typically 12-24 months
What fees are associated with your loans?
Common fees include:
- Origination Fees: Usually 1-3% of the loan amount
- Underwriting & Processing Fees: Vary based on complexity
- Appraisal Fees: If an appraisal is required
- Prepayment Penalties: Applicable to certain long-term loans
- Environmental Fees: Typically for commercial properties
🔄 Refinancing & Special Scenarios
Can I refinance an existing loan with SellYouMoney.com?
Yes. We offer refinancing solutions including cash-out refinancing, rate/term refinancing, and bridge-to-permanent financing options tailored specifically for real estate investors.
Do you fund ground-up construction projects?
Yes. We provide ground-up construction financing for single-family homes, multifamily units, and commercial developments.
Do you finance cannabis-related properties?
Yes. We offer specialized loan programs for cannabis-related real estate such as dispensaries, cultivation facilities, and processing centers.
📞 Contact Information & Booking
For personalized guidance or more information:
Email: Loans@sellyoumoney.com
Address: Port St. Lucie, FL 34983
Book a Consultation: Schedule Now
